01 / AI-MORTGAGE
AI-powered Mortgage
Agency, government, jumbo, and non-QM — including bank statement, P&L, and DSCR.
FHA / VA 0–3.5% down
Jumbo to $3M
DSCR from 0.75x
Linkhome Lending · Nasdaq: LHAI
Purchase, refinance, cash offers, and buy-before-you-sell — priced by machine, closed by people.
What we do
01 / AI-MORTGAGE
Agency, government, jumbo, and non-QM — including bank statement, P&L, and DSCR.
02 / CASH OFFER
We buy the home with our funds, then you take the mortgage from us once you've won it.
03 / COMMERCIAL
Multifamily, mixed-use, bridge, and construction, priced on the property's income.
Posted ·
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760 FICO, 25% down, primary residence, 30-day lock. Rates move with the bond market during the day; a quote is firm only once it's locked.
Before you apply
Linkhome Holdings · Nasdaq: LHAI
Our parent company rang the Nasdaq opening bell in August 2025. The standards that come with a public listing sit behind every loan we close.
Tell us about the property and we'll come back with a rate, a payment, and the fee sheet within one business day.