Loan programs
Short-term money that lets you act before the other side of the transaction closes.
A bridge loan is secured by property you already own or are buying, and is designed to be repaid in months rather than decades — from a sale, a refinance, or the end of a project.
We use it two ways: to make your offer look like cash, and to let you buy the next house before selling the current one.
How it works
An appraisal or a broker price opinion on the property being used.
We will not write a bridge without a credible way out of it.
Ten to fifteen days is normal.
Questions
Extensions are available and priced by the month. We build the timeline with a buffer rather than the best case.
It carries a higher rate than a thirty-year mortgage, but it is only outstanding for months. Compare the total interest to what losing the house would cost you.
Guidelines shown are typical for this programme and are not a commitment to lend. Overlays vary by investor and change without notice; your file is priced and approved on its own facts.
Three minutes of questions and you'll see whether this programme fits — no credit pull.
