Bridge Loan · Cash Offer

Cash Offer

We buy the home with our funds so your offer carries no financing contingency.

In a competitive market, a seller choosing between two identical offers takes the one that cannot fall apart at underwriting. Cash Offer makes yours that one.

We purchase the property, you buy it from us at the same price once your mortgage is ready, and the rate you get is the same rate you would have got anyway.

Offer strength
All cash — no financing contingency
Appraisal contingency
None
Typical close
As few as 15 days
Eligible property
Primary residence and second home
Programme fee
Charged on the purchase — quoted before you commit
Your mortgage
Standard posted rates, applied for in parallel

How it works

Three steps

01

Get underwritten first

We approve you before you shop, which is what lets us stand behind the offer.

02

We buy the house

Cash close on the seller’s timeline.

03

You take the mortgage from us

Same price, standard terms, and you move in.

Questions

Asked on nearly every call

Am I paying more for the house?

No. You buy it from us at the price we paid. The programme fee is separate, quoted up front, and comparable to what a competitive market costs you in overbidding.

What if I cannot get the mortgage afterwards?

It should not happen — we underwrite you before we buy — but the agreement sets out exactly what happens if it does. Read that section; we will walk you through it.

Guidelines shown are typical for this programme and are not a commitment to lend. Overlays vary by investor and change without notice; your file is priced and approved on its own facts.

Start Now and close in fifteen days.

Three minutes of questions and you'll see whether this programme fits — no credit pull.